The Shanghai Banking Regulatory Commission fined seven commercial banks last month for breaking rules, including not properly determining cardholders’ ability to repay loans. Three members of a Shanghai family, in a way, became victims of banks’ *leniency when they committed suicide in June for being unable to repay their 2.4 million yuan credit card debt. The late punishment imposed on banks cannot bring the three back to life, but at least it warns banks as well as the public to be wary of credit card debt, says Mo Kaiwei in an article in Beijing News.